:root{
  --bg:#f3f6f5;--card:#fff;--text:#16211d;--muted:#6e7b75;--line:#dfe7e3;
  --green:#0d7a5f;--green2:#e6f5ef;--red:#d84747;--red2:#fff0f0;--amber:#b66a00;--amber2:#fff6e7;
  --shadow:0 8px 26px rgba(19,46,37,.08);--radius:18px;
}
*{box-sizing:border-box}html,body{margin:0;min-height:100%;font-family:Inter,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;background:var(--bg);color:var(--text)}
button,input,select,textarea{font:inherit}.hidden{display:none!important}
.app{max-width:560px;margin:0 auto;min-height:100vh;padding-bottom:92px;background:var(--bg)}
.topbar{position:sticky;top:0;z-index:20;padding:14px 16px 12px;background:rgba(243,246,245,.96);backdrop-filter:blur(12px);border-bottom:1px solid rgba(223,231,227,.8)}
.topline{display:flex;align-items:center;gap:10px}.brand{flex:1}.eyebrow{font-size:11px;font-weight:800;letter-spacing:.12em;text-transform:uppercase;color:var(--green)}
.brand h1{margin:2px 0 0;font-size:22px;line-height:1.1}.role-pill{border:0;background:var(--card);box-shadow:var(--shadow);border-radius:999px;padding:9px 11px;font-size:12px;font-weight:800;color:var(--green)}
.period{margin-top:12px;background:var(--card);border:1px solid var(--line);border-radius:14px;padding:10px 12px;display:flex;align-items:center;justify-content:space-between;gap:8px}.period strong{font-size:14px}.period span{font-size:12px;color:var(--muted)}
main{padding:14px 14px 4px}.hero{background:linear-gradient(145deg,#0d7a5f,#125c4b);color:#fff;border-radius:24px;padding:18px;box-shadow:0 12px 30px rgba(13,122,95,.22)}
.hero-row{display:flex;align-items:flex-start;justify-content:space-between;gap:12px}.hero h2{font-size:17px;margin:0 0 5px}.hero p{font-size:12px;opacity:.82;margin:0}.hero .big{font-size:29px;font-weight:900;margin-top:12px;letter-spacing:-.03em}.badge-soft{display:inline-flex;padding:7px 9px;border-radius:999px;background:rgba(255,255,255,.15);font-size:11px;font-weight:800}
.stats{display:grid;grid-template-columns:repeat(3,1fr);gap:9px;margin-top:12px}.stat{background:var(--card);border:1px solid var(--line);border-radius:16px;padding:13px 10px;min-height:82px}.stat b{display:block;font-size:21px;margin-top:4px}.stat span{font-size:11px;color:var(--muted);font-weight:700}.stat.alert b{color:var(--red)}
.section{margin-top:16px}.section-head{display:flex;justify-content:space-between;align-items:center;gap:10px;margin-bottom:9px}.section-head h3{margin:0;font-size:16px}.section-head button{border:0;background:none;color:var(--green);font-weight:800;font-size:12px}
.quick{display:grid;grid-template-columns:1fr 1fr;gap:9px}.action{border:1px solid var(--line);background:var(--card);border-radius:16px;padding:13px;text-align:left;box-shadow:0 4px 14px rgba(20,45,37,.04)}.action .ico{font-size:21px}.action b{display:block;margin-top:7px;font-size:13px}.action small{display:block;color:var(--muted);margin-top:3px;font-size:11px}
.searchbox{position:relative}.searchbox input{width:100%;border:1px solid var(--line);background:var(--card);border-radius:15px;padding:13px 42px 13px 14px;outline:none}.searchbox .mag{position:absolute;right:14px;top:12px;opacity:.55}
.chips{display:flex;gap:7px;overflow:auto;padding:9px 0 3px;scrollbar-width:none}.chip{white-space:nowrap;border:1px solid var(--line);background:var(--card);border-radius:999px;padding:8px 11px;font-size:12px;font-weight:800;color:var(--muted)}.chip.active{background:var(--green);color:#fff;border-color:var(--green)}
.list{display:grid;gap:9px;margin-top:9px}.member{background:var(--card);border:1px solid var(--line);border-radius:17px;padding:13px;display:grid;grid-template-columns:1fr auto;gap:10px;align-items:center}.member h4{margin:0;font-size:15px}.meta{display:flex;gap:6px;flex-wrap:wrap;margin-top:5px}.tag{font-size:10px;font-weight:800;padding:5px 7px;border-radius:999px;background:#eef2f0;color:#65716c}.tag.due{background:var(--red2);color:var(--red)}.tag.ok{background:var(--green2);color:var(--green)}.tag.warn{background:var(--amber2);color:var(--amber)}
.paybtn{border:0;background:var(--green);color:white;font-weight:900;border-radius:13px;padding:12px 14px;min-width:86px}.paidbtn{border:0;background:var(--green2);color:var(--green);font-weight:900;border-radius:13px;padding:11px 12px;min-width:86px}.ghostbtn{border:1px solid var(--line);background:var(--card);color:var(--text);font-weight:800;border-radius:13px;padding:11px 12px}
.bottomnav{position:fixed;left:50%;transform:translateX(-50%);bottom:0;z-index:30;width:min(560px,100%);padding:8px 8px calc(8px + env(safe-area-inset-bottom));background:rgba(255,255,255,.97);border-top:1px solid var(--line);display:flex;justify-content:space-around;box-shadow:0 -6px 22px rgba(20,45,37,.08)}.navbtn{border:0;background:none;color:#7d8883;min-width:54px;padding:5px 5px 2px;border-radius:12px}.navbtn .nicon{font-size:20px;display:block}.navbtn span:last-child{font-size:9px;font-weight:800}.navbtn.active{color:var(--green);background:var(--green2)}
.sheetback{position:fixed;inset:0;background:rgba(11,21,17,.46);z-index:60;display:flex;align-items:flex-end;justify-content:center}.sheet{width:min(560px,100%);max-height:88vh;overflow:auto;background:#fff;border-radius:24px 24px 0 0;padding:18px 16px calc(20px + env(safe-area-inset-bottom));box-shadow:0 -10px 40px rgba(0,0,0,.18)}.sheet .handle{width:46px;height:5px;background:#dfe5e2;border-radius:999px;margin:-6px auto 14px}.sheet h3{margin:0 0 4px}.sheet p{margin:0 0 14px;color:var(--muted);font-size:12px}
.field{margin-top:11px}.field label{display:block;font-size:11px;font-weight:900;color:#53615b;margin-bottom:5px}.field input,.field select,.field textarea{width:100%;border:1px solid var(--line);border-radius:13px;padding:12px 12px;background:#fff;outline:none}.field textarea{min-height:76px;resize:vertical}.row2{display:grid;grid-template-columns:1fr 1fr;gap:9px}.sheet-actions{display:grid;grid-template-columns:1fr 1.6fr;gap:9px;margin-top:16px}.primary{border:0;background:var(--green);color:#fff;border-radius:14px;padding:13px;font-weight:900}.danger{border:0;background:var(--red);color:#fff;border-radius:14px;padding:13px;font-weight:900}
.period-check{display:flex;align-items:center;gap:10px;border:1px solid var(--line);border-radius:13px;padding:10px;margin:8px 0}.period-check input{width:19px;height:19px}.period-check .pcopy{flex:1}.period-check b{font-size:12px;display:block}.period-check small{font-size:10px;color:var(--muted)}
.table-card{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}.tx{padding:12px;border-bottom:1px solid var(--line);display:flex;gap:10px;align-items:center}.tx:last-child{border-bottom:0}.tx .tmain{flex:1}.tx b{font-size:12px;display:block}.tx small{font-size:10px;color:var(--muted)}.money.in{color:var(--green);font-weight:900}.money.out{color:var(--red);font-weight:900}
.empty{text-align:center;padding:28px 16px;color:var(--muted);font-size:12px;background:#fff;border:1px dashed var(--line);border-radius:16px}.notice{background:var(--amber2);color:#7c4b00;border:1px solid #f1d7a5;border-radius:14px;padding:10px 12px;font-size:11px;font-weight:700;margin-bottom:12px}
.login-wrap{min-height:100vh;display:flex;align-items:center;justify-content:center;padding:22px;background:linear-gradient(160deg,#e9f5f0,#f7f9f8)}.login-card{width:min(430px,100%);background:#fff;border:1px solid var(--line);border-radius:24px;padding:22px;box-shadow:var(--shadow)}.login-brand{text-align:center;margin-bottom:20px}.login-logo-art{width:min(270px,100%);margin:0 auto 10px;overflow:hidden;border-radius:20px;background:#000;line-height:0}.login-logo-art img{width:100%;height:auto;display:block}.login-card .login-subtitle{margin:0;color:var(--muted);font-size:13px;font-weight:700;letter-spacing:.01em}.login-card .primary{width:100%;margin-top:14px}@media(max-width:390px){.login-card{padding:19px}.login-logo-art{width:min(245px,100%)}}
.toast{position:fixed;z-index:90;left:50%;bottom:86px;transform:translateX(-50%);background:#18221e;color:#fff;padding:10px 13px;border-radius:999px;font-size:11px;font-weight:800;box-shadow:var(--shadow);max-width:90%;text-align:center}
@media(min-width:520px){main{padding-left:18px;padding-right:18px}.stats{gap:12px}}
/* V2: Pinjaman, investasi, transparansi */
.mini-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-top:16px}.mini-grid>div{background:rgba(255,255,255,.10);border:1px solid rgba(255,255,255,.12);border-radius:13px;padding:9px}.mini-grid span{display:block;font-size:9px;opacity:.78}.mini-grid b{display:block;font-size:11px;margin-top:3px;white-space:nowrap}.smallmoney{font-size:14px!important}
.finance-cards{display:grid;grid-template-columns:1fr 1fr;gap:9px}.finance-card{background:#fff;border:1px solid var(--line);border-radius:17px;padding:14px}.finance-card span{display:block;color:var(--muted);font-size:10px;font-weight:900}.finance-card b{display:block;font-size:17px;margin-top:5px}.finance-card.main{grid-column:1/-1;background:linear-gradient(145deg,#0d7a5f,#125c4b);color:#fff;border:0}.finance-card.main span{color:rgba(255,255,255,.78)}.finance-card.main b{font-size:26px}.finance-card.total{grid-column:1/-1;background:var(--green2);border-color:#c6e6d9}.finance-card.total span,.finance-card.total b{color:var(--green)}
.loan-card,.asset-card,.profile-card{background:#fff;border:1px solid var(--line);border-radius:18px;padding:14px;box-shadow:0 4px 14px rgba(20,45,37,.04)}.loan-top{display:flex;justify-content:space-between;align-items:flex-start;gap:10px}.loan-top h4{margin:8px 0 0}.loan-top>b{font-size:16px}.approval-line{display:flex;gap:6px;flex-wrap:wrap;margin-top:12px}.approval-line span{background:#f0f4f2;border-radius:999px;padding:6px 8px;font-size:10px;font-weight:800}.progress-row,.loan-balance{margin-top:11px;display:flex;justify-content:space-between;align-items:center;padding:10px 11px;background:#f6f8f7;border-radius:12px}.progress-row span,.loan-balance span{font-size:11px;color:var(--muted)}.progress-row b,.loan-balance b{font-size:13px}.wideghost{width:100%;margin-top:10px;border:1px solid var(--line);background:#fff;color:var(--green);font-weight:900;border-radius:13px;padding:11px}.wide{width:100%;margin-top:10px}.mini{padding:9px 11px;font-size:11px}.tiny{padding:7px 9px;font-size:9px}.approval-box{border:1px solid var(--line);border-radius:15px;padding:12px;margin:12px 0}.approval-box>b{font-size:12px}.approval-person{display:flex;align-items:center;justify-content:space-between;gap:8px;padding:9px 0;border-bottom:1px solid var(--line);font-size:12px}.approval-person:last-child{border-bottom:0}.pin-panel{display:flex;align-items:center;justify-content:space-between;gap:10px;background:var(--green2);border:1px solid #c6e6d9;border-radius:14px;padding:11px;margin-top:13px}.pin-panel b{display:block;font-size:12px}.pin-panel small{display:block;color:var(--muted);font-size:10px;margin-top:2px}
.asset-card{display:grid;grid-template-columns:auto 1fr;gap:10px;align-items:start}.asset-icon{width:42px;height:42px;border-radius:14px;background:#fff6d8;display:grid;place-items:center;font-size:22px}.asset-main h4{margin:6px 0 2px}.asset-main small{font-size:10px;color:var(--muted)}.asset-value{grid-column:1/-1;display:flex;flex-wrap:wrap;align-items:baseline;justify-content:space-between;gap:5px;background:#f7f9f8;border-radius:13px;padding:10px}.asset-value span{font-size:10px;color:var(--muted)}.asset-value b{font-size:15px;color:var(--green)}.asset-value small{width:100%;font-size:9px;color:var(--muted)}.asset-card .wideghost{grid-column:1/-1}
.tx-dot{width:32px;height:32px;border-radius:10px;display:grid;place-items:center;font-weight:900;flex:none}.tx-dot.income{background:var(--green2);color:var(--green)}.tx-dot.expense{background:var(--red2);color:var(--red)}.noborder{border:0!important}.notice.green{background:var(--green2);color:#245b4b;border-color:#c6e6d9}
.menu-grid{display:grid;grid-template-columns:1fr 1fr;gap:10px}.menu-card{border:1px solid var(--line);background:#fff;border-radius:17px;padding:15px;text-align:left;box-shadow:0 4px 14px rgba(20,45,37,.04)}.menu-card>span{font-size:23px}.menu-card b{display:block;margin-top:8px;font-size:13px}.menu-card small{display:block;color:var(--muted);font-size:10px;margin-top:3px}.profile-card{text-align:center;padding:24px 18px}.avatar{width:62px;height:62px;border-radius:19px;background:var(--green);color:#fff;display:grid;place-items:center;font-size:26px;font-weight:900;margin:0 auto}.profile-card h3{margin:12px 0 3px}.profile-card>p{margin:0 0 15px;color:var(--muted);font-size:12px}.stack{display:grid;gap:9px;margin-top:12px}.stack .ghostbtn{width:100%}
@media(max-width:360px){.mini-grid b{font-size:9px}.finance-card b{font-size:14px}.loan-top>b{font-size:14px}.menu-grid{grid-template-columns:1fr}}